Program Build-outs.
A complete compliance program. End to end.
Board, Committees, & Reporting.
Charter documents, committee structures, reporting cadences, escalation paths, and management information frameworks. Three lines of defence by construction — not retrofit.
Policies & Procedures.
BSA / AML, OFAC, KYC / CDD, UDAAP, Reg E / Z, fair lending, CRA, third-party risk, privacy, and consumer compliance — full library, drafted to your specific risk profile.
Controls & Monitoring.
Enterprise risk assessment, control library mapped to regulations, transaction monitoring rules, sanctions screening configuration, and QA programs. Auditable by construction.
Operations & Run-the-Bank.
Onboarding workflow, alert operations, investigations, SAR / CTR drafting, regulatory reporting cadence, and operational metrics. Built for day-one volume and Year-3 scale.
People, Training & Culture.
Org design, role descriptions, hiring criteria, training curriculum, certification cycles, and attestation frameworks. Compliance culture in the architecture — not on a poster.
Technology & Data.
Vendor selection (TM, sanctions, KYC, case management), implementation, data architecture, and integration. AI-ready foundations for future automation.
Five moments where a program has to exist.
Three phases. One operating model at the end.
Design.
Business model decomposed into compliance requirements. Risk assessment, target operating model, policy framework, control library, and technology architecture defined. The blueprint is signed off by the board before construction begins.
Build.
Policies and procedures drafted, controls implemented, technology configured, training developed, and operations stood up. Every artefact is built to evidence — defensible at examination from day one.
Embed & Hand-Over.
Program runs under our oversight while your team scales. Examination dry-runs, control testing, regulator engagement, and progressive transfer of accountability. We leave you with a program your team owns — and a regulator who knows your name.
What a build-out looks like at first examination.
Full Program Build · FINMA Licensing · Operational Stand-up
From blank page to examination-ready.
A 30-minute call with a partner. We'll walk through the licence, product, or market you're building toward — and what good looks like for the first regulator visit.